Terms of Service

1. Acceptance of Terms

By accessing or using Value Add Calculator ("the App", "the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Value Add Calculator is a real estate underwriting tool designed to help investors analyze potential deals, estimate profits and cash flow, and manage deal pipelines. The App is provided for informational and organizational purposes only.

3. No Financial Advice

IMPORTANT DISCLAIMER: The calculations, estimates, and projections provided by Value Add Calculator are for informational purposes only and do not constitute financial, investment, legal, or tax advice.

Real estate investment involves significant financial risk. All numbers generated by the App are estimates based on inputs you provide. Actual results may differ materially from projections. You should:

• Independently verify all figures with qualified professionals.
• Consult with licensed real estate professionals, financial advisors, attorneys, and tax professionals before making investment decisions.
• Conduct your own due diligence on any property or investment opportunity.

4. User Accounts

To use the App, you must create an account. You are responsible for:

• Maintaining the confidentiality of your login credentials.
• All activities that occur under your account.
• Providing accurate and truthful information when creating your account.

You must be at least 18 years old to create an account. We reserve the right to terminate accounts that violate these terms.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to reverse engineer, hack, or disrupt the Service.
• Share your account credentials with others.
• Use the Service to process or store illegally obtained data.
• Violate any applicable local, state, national, or international laws or regulations.

6. Subscription and Payment

Certain features of the App require a paid subscription. By subscribing:

• You authorize us to charge your payment method on a recurring basis.
• Subscriptions automatically renew unless cancelled.
• Refunds are handled on a case-by-case basis at our discretion.
• You can cancel your subscription at any time through your account settings.

7. Intellectual Property

The App, including its design, code, content, and functionality, is owned by the creators of Value Add Calculator and is protected by applicable intellectual property laws. You may not copy, modify, or distribute any part of the Service without express written permission.

Your data (deal information, notes, etc.) remains yours. We do not claim ownership over content you create in the App.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VALUE ADD CALCULATOR AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT RETURNS, ARISING FROM YOUR USE OF THE SERVICE.

Our total liability to you for any claims arising from use of the Service shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY CALCULATIONS ARE ACCURATE OR SUITABLE FOR YOUR PARTICULAR USE.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes. Continued use of the Service after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.

12. Contact

For questions about these Terms, contact us at:

Email: cameron@creativehomespro.com